Comprehensive Coverage
Summary Of Benefits (S$)
| PERSONAL ACCIDENT |
COMPREHENSIVE | ESSENTIAL | |
| Section 1 Accidental Death Enhanced Total & Permanent Disablement Enhanced |
Adult up to 70 yrs |
S$500,000 |
S$250,000 |
| Adult above 70 yrs | S$200,000 | S$100,000 | |
| Child | S$100,000 | S$100,000 | |
| Section 2 Double Public Transport Coverage New Personal Accident coverage doubles if the accident occurs while travelling on a regularly scheduled public transport |
Adult up to 70 yrs |
S$1,000,000 |
S$500,000 |
| Adult above 70 yrs | S$400,000 | S$200,000 | |
| Child | S$200,000 | S$200,000 | |
| Section 3 Tuition Grant for each Dependent Child Enhanced Lump sum payable as a result of Accidental Death of Main Insured (up to 4 children) |
S$8,000 |
S$4,000 |
|
MEDICAL & DENTAL EXPENSES |
COMPREHENSIVE | ESSENTIAL | |
| Section 4 Medical Expenses Reimburses expense incurred as a result of accident or sickness whilst overseas. Also pays for treatment by Chinese physician or Chiropractor up to $500 |
Adult up to 70 yrs |
S$600,000 |
S$300,000 |
| Adult above 70 yrs | S$80,000 | S$80,000 | |
| Child | S$500,000 | S$250,000 | |
| Section 5 Pregnancy Related Expenses Reimburses medical expenses incurred as a result of pregnancy related sickness whilst overseas |
S$8,000 |
S$4,000 |
|
| Section 6 Overseas Hospital Allowance Pays $200 for each complete day you are hospitalized overseas |
S$40,000 |
S$20,000 |
|
| Section 7 Hospital Visit Benefit Pays for the necessary incurred expenses for one relative or friend to visit you following your hospitalization whilst overseas |
S$10,000 |
S$5,000 |
|
| Section 8 Compassionate Visit Pays for the necessary incurred expenses for one relative or friend to assist in the final arrangements in the event of your death |
S$10,000 |
S$5,000 |
|
| Section 9 Child Care Benefit Pays for one relative or friend to accompany your children back to Singapore following your hospitalization whilst overseas |
S$10,000 |
S$5,000 |
|
| Section 10 Special Grant Pays when an Insured Person dies from an injury or illness whilst overseas |
S$8,000 |
S$4,000 |
|
| Section 11 Medical Expenses a) Reimburses for follow-up medical treatment within 90 days from return date b) Reimburses for necessary medical treatment sought within 5 days upon return to Singapore, if treatment not sought overseas, and up to 90 days following your return from overseas |
Adult up to 70 yrs |
S$600,000 |
S$30,000 |
| Adult above 70 yrs | S$6,000 | S$3,000 | |
| Child | S$10,000 | S$10,000 | |
| Section 12 Hospital Allowance in Singapore Pays $100 for each complete day you are hospitalised in Singapore |
S$1,000 | S$500 | |
| EMERGENCY MEDICAL ASSISTANCE AND EVACUATION | COMPREHENSIVE | ESSENTIAL | |
| Section 13 Emergency Medical Evacuation |
Unlimited |
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| Section 14 Emergency Medical Repatriation |
Unlimited |
||
| Section 15 Local Burial / Repatriation of Mortal Remains Back to Singapore Pays for the cost of burial or cremation overseas in the locality where death occurs or the expenses of transporting the mortal remains back to Singapore |
Unlimited |
||
| TRAVEL INCONVENIENCE | COMPREHENSIVE | ESSENTIAL | |
| Section 16 Baggage & Personal Effects including Valuables Maximum $800 for any one article or pair or set of articles and $500 for any one article or pair or set of valuables |
S$5,000 |
S$3,000 |
|
| Section 16A Laptop, Wireless Handheld Device and Mobile Phone Maximum $1,000 for any one article or pair or set of articles |
S$1,500 |
S$750 |
|
| Section 17 Purchase of Essential Items Reimburses you for emergency purchase of essential personal items if baggage is stolen or lost, up to $50 for any one article or pair or set of articles |
S$500 |
S$250 |
|
| Section 18 Baggage Delay Pays $200 for each 6 consecutive hours that your baggage is delayed and a maximum of $200 if delay is in Singapore |
S$1,000 |
S$1,000 |
|
| Section 19 Personal Money & Travel Documents Pays for travel & accommodation expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents. Cover loss of money due to theft, robbery or burglary up to $500 |
S$5,000 |
S$2,500 |
|
| Section 20 Loss of Credit Card Pays you for unauthorized usage on your credit card |
S$1,000 |
S$1,000 |
|
| Section 21 Personal Liability Indemnifies you for legal liability towards third parties or damage to property due to your negligence |
S$1,000,000 |
S$500,000 |
|
| Section 22 Loss of Deposit or Cancellation Reimburses you for unredeemable travel & accommodation expenses paid in advance and occurring within 30 days before the trip. This cover extends to include unrest in planned destination |
S$10,000 |
S$5,000 |
|
| Section 23 Replacement Traveller Reimburses you for administrative costs incurred to replace a travel companion |
S$500 |
S$250 |
|
| Section 24 Financial Collapse of Travel Agency Reimburses you for travel deposit paid in advance to any NATAS travel agency in the event of the financial collapse of the agency |
S$6,000 |
S$3,000 |
|
| Section 25 Travel Delay Pays $100 for each full 6 consecutive hours of delay whilst overseas and Maximum of $100 if delay is in Singapore |
S$1,000 |
S$1,000 |
|
| Section 26 Flight Diversion Pays $100 for each full 6 consecutive hours if your flight is diverted to another location due to bad weather |
S$1,000 |
S$1,000 |
|
| Section 27 Trip Curtailment Reimburses you for additional travel & accommodation expenses incurred or forfeited, if it is necessary and unavoidable for you to curtail your trip |
S$10,000 |
S$5,000 |
|
| Section 28 Overbooked Flight Reimburses you for expenses incurred for additional accommodation, meals or refreshment |
S$200 |
S$100 |
|
| Section 29 Flight Misconnection Reimburses you for expenses incurred for additional accommodation, meals or refreshment |
S$200 |
S$100 |
|
| Section 30 Rental Car Excess Reimburses you for any excess or deductible which you become legally liable to pay in respect of loss or damage to rental vehicle during the rental period |
S$2,000 |
S$1,000 |
|
| Section 31 Emergency Personal Mobile Phone Charges Reimburses you up to $50 per day for a maximum of 5 days |
S$300 |
S$150 |
|
| Section 32 Lost of Sports Equipment Pays for loss of any one article or pair or set of sports equipment |
S$1,000 |
S$500 |
|
| Section 33 Pet Care Pays up to$50 for every 8 consecutive hours of delay in collecting your pey in a kennel or pet hotel |
S$1,000 |
S$500 |
|
| Section 34 Influenza A H1N1 Quarantine Allowance (Outside Singapore) Pays $50 for each full day you are quarantined |
S$700 |
S$350 |
|
| Section 35 Influenza A H1N1 Quarantine Allowance (In Singapore) Pays $50 for each full day you are quarantined |
S$700 |
S$350 |
|
| TRAVEL SECURITY | COMPREHENSIVE | ESSENTIAL | |
| Section 36 Hijacking Pays $500 for each full 6 consecutive hours of hijack |
S$5,000 |
S$2,500 |
|
| Section 37 Kidnap & Hostage Pays $500 for each full 24 consecutive hours of kidnap & hostage |
S$10,000 |
S$5,000 |
|
| Section 38 Home Care Benefit Pays for damages to your home's contents as a result of fire while you are overseas |
S$5,000 |
S$2,500 |
|
| Section 39 Full Terrorism Cover Extension to cover Terrorism including losses caused by terrorist attacks using nuclear, chemical and / or biological substances |
Yes |
Yes |
|
| GOLF BENEFIT | COMPREHENSIVE | ESSENTIAL | |
| Section 40 Golf Equipment Maximum $1,000 for any one article or pair or set of articles |
S$1,500 |
S$750 |
|
| Section 41 Hired Golf Equipment Reimburses you up to $50 per day for the rental of golf equipment |
S$500 |
S$250 |
|
| Section 42 Hole-in-One Reimburses you for entertainment expenses incurred for hole-in-one |
S$300 |
S$150 |
|
Automatic Extension of Policy New
* Allows automatic extension of the policy up to 30 days if you are hospitalized and / or quarantined overseas as advised by a Physician.
*
Allows automatic extension of the policy up to 72 Hrs if any Scheduled Public Transport in which you are travelling is being unavoidably delayed
| Premium quoted may be subjected to change without prior notice. | ||||||
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Geographical Coverage |
Asean |
|---|---|
Eligibility for Cover |
Commencement of Coverage
Calculation of Premium Maximum Duration of Trip(s) |
| What’s not Covered |
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